Kane County Insurance Coverage Lawyers
Protecting Rights and Obligations of Both Insureds and Insurers in Illinois
Individuals, businesses, and professionals pay hefty premiums for insurance coverage in order to protect their assets and gain peace of mind knowing that if the worst occurs, they will be covered. Unfortunately, all too often, when a claim is filed, the insurance company will attempt to use excuses, loopholes, and exceptions to avoid paying the legitimate claim. Receiving a denial from your insurance company can come as a shock and create a tremendous financial burden for those who assumed they were protected.
At Bochte, Kuzniar & Navigato, P.C., our lawyers have effectively advocated for Illinois policyholders in these situations for the past 40 years. Our experience extends to the following types of claims and insurance policies:
- Property and casualty insurance;
- Directors and officers liability insurance;
- Professional liability insurance; and
- Liability insurance.
Often, the insurance company will withhold or delay payment as a negotiating tool, particularly when the insurer knows the insured is relying on the funds to meet expenses. By having our litigation law firm intercede, the insured sends a clear message that they understand their rights and will not settle for less than deserved.
Combating Bad Faith Behavior on the Part of the Insurer
Under some circumstances, an insured who has been improperly denied coverage can make a claim for bad faith against the insurer pursuant to Illinois law. The law is intended to deter insurers from acting in a bad faith manner, and it allows for the award of damages to the insurer in addition to the amount of the insurance claim. We will evaluate your situation to determine whether you might have a viable claim for bad faith.
Fighting for the Coverage Rights of Individuals and Businesses
Individuals and business expend considerable sums on insurance coverage, expecting it to protect their assets when accidents or harmful events occur. All too often, however, insurance companies attempt to avoid paying legitimate claims. At Bochte, Kuzniar & Navigato, P.C., our lawyers fight for the coverage rights of individuals and businesses. If your claim has been denied or you are unsure of how to proceed with an insurance matter, our skilled attorneys can help if you are in the areas of Geneva, Elgin, Batavia, Aurora, Wheaton, Kane County, DuPage County, Kendall County, and DeKalb County. Contact our law firm online or call us at (630) 377-7770 to schedule an appointment at our convenient St. Charles office.